Our full service loan department offers a wide array of loans and loan services to fit your needs.

Our loan services include:

REAL ESTATE
Fixed rate, adjustable rate, WHEDA, and balloon notes are available for the purchase, construction or refinancing of your home. We also offer a convenient bi-weekly payment plan. Check the current mortgage rates online in the Loan Center - updated each business day.

Visit our online Loan Center where you will find links to your mortgage lenders and powerful tools to assist you in your mortgage shopping.

HOME EQUITY
Use the equity in your home to finance your home improvements, vacation, college expenses, auto purchase, or other consumer debt. There are various repayment plans available to suit your needs.

INSTALLMENT AND CONSUMER
Available for all of your consumer needs; choose from convenient monthly payments or single payment basis.

COMMERCIAL
Our commercial loans include revolving lines of credit, working capital, acquisition and improvement of real estate, and equipment loans. Loans are offered on a short term basis as well as longer term amortization. The bank has available several SBA and government agency guaranteed loan programs.

AGRICULTURAL
Our ag. loans include real estate, real estate improvements, lines of credit for farm operations, equipment loans, livestock and specialized livestock loans, feed purchase loans, and FHA guaranteed loans.

STUDENT
Low interest loans are available to students for their college or technical educations with no repayment due until six months after graduation.

CHECK CREDIT
Overdraft protection is offered through our check credit programs.

CREDIT CARDS
We offer Elan MasterCard and VISA. Individual and company credit cards, college cards, and cash advances on credit cards are available.

For more information on our loan services contact:

Manitowoc Eighth Street and Custer Street offices -- Dan Lalko, Joe Debilzen, Warren Salzbrenner, Terry Wrolson, Jeff Jagodinsky, Karin Jaeger, Todd Valleskey, or Dennis Tienor.

Two Rivers office -- Kris Lafond or Jeff Zimmerlee

Francis Creek office -- Jenny Ebert

St. Nazianz office -- Ginger Hammel

Mishicot office -- Nancy Koch

Newton office -- Diane Luckow

Kiel office -- David Ames or Michelle Rabe

Bellevue office -- Chuck Riley or Dennis Kozlovsky

New Holstein office -- Rachel Becker

Plymouth Eastern Avenue or East Mill Street office -- Steve Walber, Todd Neils, or Shelly Braun

Ashwaubenon office -- Andrew Holley

Sheboygan office -- Mike Molepske, or Jason Krepline

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