loan-services

LOANS

No matter what type of loan you’re looking for, our full service loan department makes it easy.

REAL ESTATE

Whether you are purchasing, constructing or refinancing your home, our mortgage lenders will swim through fixed rate, adjustable rate and balloon note products and more to find the one that fits you best. Access our Mortgage Center for more information or to apply now.

HOME EQUITY

Use your home’s equity to finance home improvements, take a vacation, cover college expenses, purchase a new car or pay off higher interest consumer debt. Ask us about various repayment plans.

INSTALLMENT AND CONSUMER

If saving up for the things you want takes a long time, consider this a shortcut. Choose from convenient monthly payments or a single payment basis. Apply now for a personal loan today! You can either print out the application and deliver it to us or submit it via email.

COMMERCIAL

Our commercial loans include revolving lines of credit, equipment, working capital and acquisition/improvement of real estate. Loans are offered on a short-term basis as well as longer-term amortization for easy payments. The bank has available several SBA and government agency guaranteed loan programs.

AGRICULTURAL

Our agricultural loans make it easy to keep your farming operation growing. We offer loan products for real estate, real estate improvements, lines of credit for farm operations, equipment loans, livestock and specialized livestock loans, feed purchase loans, and FSA guaranteed loans.

CHECK CREDIT

Avoid the embarrassment of an overdraft with Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. There is a $25 annual fee for this service and interest is charged on the outstanding balance of the line of credit.

CREDIT CARDS

We offer Elan VISA® credit cards. Individual and company credit cards, college cards, and cash advances on credit cards are available, and the application is simple.