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Personal Savings Accounts

View our current Deposit RATES (last updated 7/6/2015) 


Certificates of Deposit

A certificate of deposit or CD is an account which you agree will remain on deposit with Bank First for a specified period of time. The following terms are offered and listed below with their respective minimum balances.

Term                             Minimum Deposit
3 or 6 months                  $2,500
12, 24, 36, 48 months      $500
60 months                       $5,000

Interest rate is fixed for the entire term. Depositor insured by FDIC limits. Penalty will or may be imposed for early withdrawal. Fees may reduce earnings.


First Savings

Earn interest while having immediate access to your savings accounts.

  • $100.00 minimum to open an account; minors no minimum
  • Unlimited withdrawals if made in person. Up to six transfers (phone or electronic) allowed per statement cycle
  • Available for use with Debit and ATM cards
  • Interest paid quarterly
  • Depositor insured by FDIC limits

Holiday Savings

Our Holiday Savings account is an interest-bearing account designed to help you save regularly.

  • Registers provided for easy record keeping
  • Account earns competitive variable interest rate
  • Depositor insured by FDIC limits

Market Plus

With our Market Plus account, you earn market rates and maintain access to your money.

  • Open your Market Plus account with a minimum of $10,000.00
  • No monthly maintenance fee. No minimum balance required to maintain account
  • Variable interest rate. The interest rates paid are based on account balances within the interest rate tiers
  • Unlimited withdrawals if made in person. Up to six transfers (phone or electronic) allowed per statement cycle
  • Available for use with Debit and ATM cards
  • Depositor insured by FDIC limits

Add on Educational CDs

An Add On CD is a special certificate of deposit (CD) that allows you to add additional deposits anytime throughout the term of the CD. Add On CDs are a great way to save for college! Our Add On CD features a fixed rate for 12 months.

  • No withdrawal penalty if money is withdrawn and used for educational purposes
  • Minimum deposit required to open CD is $100
  • Minimum additional deposit is $25
  • Depositor insured by FDIC limits.

Health Savings Accounts

See our Health Savings Account page for details.


*Accounts that are inactive (no deposit or withdrawals) for more than 6 months AND have a balance of less than $50.00 will incur an Inactive Account Fee of $3.00 per month. Minors are excluded from this fee.